What is Home Insurance
Property and liability insurance protects your home and personal property from loss. It includes medical payments coverage in case someone gets hurts on your property, which helps protect your assets if you're found liable.
Who Needs it?
It's not just about protecting yourself from the unexpected. When you buy a house, condo unit or manufactured home, your lender typically requires home property insurance to cover risk. Many property management companies and condo associations also require property and liability coverage for condo units and apartments. It makes sense to be proactive and get coverage at a price you can afford.