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Extended Health Insurance

What is Personal Health Insurance?

Personal health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident. While provincial health plans provide coverage for many health expenses, there are gaps that can have a significant impact on your finances. For example, depending on the province or territory where you live, you may have to pay for:

Prescription drugs to treat a chronic or serious health condition
Emergency medical services provided in another country
Practitioners like physiotherapists to promote wellness or help with injury recovery
Medical equipment to assist with your mobility

When Should You Buy Personal Health Insurance?

You don’t have health benefits through your employer.
You’re losing your group coverage.
You’d like additional benefits not offered by your employer’s plan.
Personal health insurance products complement health coverage provided by your province.

Is Health Coverage Choice the right product for you?

Have you lost your group benefits coverage in the last 60 days – or will you be losing your group benefits – and want coverage as soon as possible?
Would you prefer not to be medically underwritten or do you have one of these illnesses or conditions?
Are you comfortable having a plan that helps cover your current health needs with lower coverage levels for future health issues that may arise?

If you’ve answered yes to these questions, then Health Coverage Choice may be right for you.